 and NPCI International Payments Limited (NIPL) have signed an agreement to enable cross-border QR payments between Malaysia and India, allowing travellers to make retail payments abroad using their familiar local banking apps and e-wallets.){kind=link}
Payments Network Malaysia Sdn Bhd (PayNet) and NPCI International Payments Limited (NIPL) have signed an agreement to enable cross-border QR payments between Malaysia and India, allowing travellers to make retail payments abroad using their familiar local banking apps and e-wallets.
The collaboration between Malaysia’s national payments network and the international arm of the National Payments Corporation of India will be rolled out in two phases.
In the first phase, Indian travellers visiting Malaysia will be able to use their UPI-enabled apps at supported DuitNow QR touchpoints nationwide. Operated by PayNet, DuitNow QR currently supports more than 2.9 million merchants across Malaysia, including tourist attractions, restaurants, retail outlets and other establishments.
The second phase will allow Malaysians travelling to India to scan UPI QR codes and pay using their preferred banking app or e-wallet at millions of UPI QR-enabled merchant locations across India.
PayNet Chief Executive Officer Praveen Rajan said the agreement demonstrates how national payments infrastructure can facilitate seamless cross-border retail transactions at scale.
“Once enabled, the linkage between Malaysia’s DuitNow QR and India’s UPI will strengthen payment connectivity for travellers, merchants, banks and the wider financial services ecosystem. In the context of Visit Malaysia 2026 and growing two-way travel, this collaboration contributes to broader trade and economic activity between Malaysia and India,” he said.
Ritesh Shukla, Managing Director and CEO of NPCI International, said the partnership aligns with efforts to expand the global footprint of India’s Unified Payments Interface (UPI).
“Our partnership with PayNet marks an important step in enabling seamless QR-based merchant payments between India and Malaysia, offering travellers a familiar, secure and convenient payment experience. This collaboration reinforces our commitment to simplifying cross-border payments while strengthening digital and economic connectivity between the two countries,” he said.
With Malaysia targeting more than two million Indian tourist arrivals under Visit Malaysia 2026, the initiative is expected to support smoother payment experiences for travellers while directing spending to local merchants. More broadly, the QR linkage is set to enhance financial connectivity between the two countries, benefiting banks, payment providers and the wider trade ecosystem.